{
"data": {
"application_id": "5cb154c3-9ab7-4d3c-aff9-ef49741044ca",
"email_address": "1212121212@hs01.kep.tr",
"set_up_last_year_option": false,
"endorsement_option": false,
"installment_options": {
"max_installment": "24",
"min_installment": "3"
},
"limit_options": {
"max_limit": "100000",
"min_limit": "1000"
}
},
"infos": [
{
"code": "0"
}
]
}
Decisions
This part needs to be in body of the request.
{
"application_id": "6cbb599f-f1ff-43bf-bc5a-819bc2e0550f",
"credit_amount": 1000,
"endorsement_amount": 1000,
"endorsement_period": "2022-01-01",
"currency": "TRY",
"set_up_last_year_option": true,
"email_address": "semih.arican@softtech.com.tr",
"skk_limit": {
"limit": 10000,
"requested_limit": 20000,
"final_limit": 20000
},
"channel": "ATK",
"async": true,
"id_number": "35069280216",
"commercial_id_number": "0"
}
Sample Request
POST /api/isbank/instant-commercial-loans/v1/decisions
Headers:
X-IBM-client-id: {YOUR_CLEINT_ID}
X-IBM-client-secret: {YOUR_CLEINT_SECRET}
Authorization: Bearer {access_token}
Content-Type: application/json
Sample Response
{
"data": {
"application_id": "5cb154c3-9ab7-4d3c-aff9-ef49741044ca",
"allowable_credit_amount": [
{
"limit_type": "Auto-Limit",
"amount": "55000.0",
"currency": "TRY"
}
],
"payment_frequency_option": "1,3,6",
"credit_amount_eligibility": true,
"max_first_installment_day": "92"
},
"infos": [
{
"code": "0",
"message": "",
"message_for_customer": ""
}
]
}
Loans
This part needs to be in body of the request.
{
"application_id": "6cbb599f-f1ff-43bf-bc5a-819bc2e0550f",
"final_credit_amount": 10000,
"currency": "TRY",
"number_of_installments": 100,
"first_installment_date": "2022-01-01",
"payment_frequency": 1,
"channel": "ATK",
"async": true,
"id_number": "35069280216",
"commercial_id_number": "0"
}
Sample Request
POST /api/isbank/instant-commercial-loans/v1/loans
Headers:
X-IBM-client-id: {YOUR_CLEINT_ID}
X-IBM-client-secret: {YOUR_CLEINT_SECRET}
Authorization: Bearer {access_token}
Content-Type: application/json
Sample Response
{
"data": {
"application_id": "5cb154c3-9ab7-4d3c-aff9-ef49741044ca",
"interest_rate": "0.0275",
"installment_amount": "473.88",
"yearly_cost_rate": "0.385207",
"total_interest_amount": "211.07",
"usage_fee_amount": "0.00",
"total_tax_amount": "10.56",
"net_amount_to_be_deposited": "1200",
"payment_plan": "JVBERiGCg==",
"contract": "JVBEXJ0eHJlZgo2OTQ4MgolJUVPRgo=",
"account": {
"branch_code": "4299",
"number": "2819041",
"available_amount": "0",
"currency": "TRY"
},
"currency": "TRY",
"total_fund_amount": "0.00"
},
"infos": [
{
"code": "0"
}
]
}
Disbursements
This part needs to be in body of the request.
{
"credit_amount": 10000,
"application_id": "6cbb599f-f1ff-43bf-bc5a-819bc2e0550f",
"deposit_account": {
"branch_code": 4299,
"number": "1020024"
},
"automatic_collection_account_id": 44020011,
"deposit_account_id": 44020012,
"limit_id": "",
"channel": "ATK",
"async": true,
"id_number": "35069280216",
"commercial_id_number": "0",
"company_name": "Luke Stevens",
"customer_ip": "88.230.157.22"
}
Sample Request
POST /api/isbank/instant-commercial-loans/v1/disbursements
Headers:
X-IBM-client-id: {YOUR_CLEINT_ID}
X-IBM-client-secret: {YOUR_CLEINT_SECRET}
Authorization: Bearer {access_token}
Content-Type: application/json
Sample Response
{
"infos": [
{
"code": "0",
"message": ""
}
],
"data": {
"result": false,
"disbursement_data": {
"application_id": "5cb154c3-9ab7-4d3c-aff9-ef49741044ca",
"result": "SUCCESS",
"error_code": "0",
"error_message": ""
}
}
}
Disbursements Query
Parameters
application-id: String
Sample Request
GET /api/isbank/instant-commercial-loans/v1/disbursements/2000060554
Headers:
X-IBM-client-id: {YOUR_CLEINT_ID}
X-IBM-client-secret: {YOUR_CLEINT_SECRET}
Authorization: Bearer {access_token}
Content-Type: application/json
Sample Response
{
"infos": [
{
"code": "0",
"message": ""
}
],
"data": {
"result": false,
"disbursement_data": {
"application_id": "5cb154c3-9ab7-4d3c-aff9-ef49741044ca",
"result": "SUCCESS",
"error_code": "0",
"error_message": ""
}
}
}